Founded in 2018, AVS Insotech Pvt. Ltd. is India's specialized digital banking software provider — headquartered in Navi Mumbai, built for cooperative banks, NBFCs, and the complete financial inclusion ecosystem.
With 350+ live deployments across district cooperative banks, credit societies, salary earner societies, and India's largest NBFCs — AVSIPL is the compliance-ready technology backbone that powers rural and semi-urban financial inclusion.
To empower NBFCs and cooperative banks with innovative technologies that simplify operations, enhance customer experience, and drive inclusive financial growth across India — from metro branches to the last mile.
To be the leading enabler of digital transformation in India's cooperative banking and NBFC sector — through secure, smart, and scalable solutions built for Indian regulation and customer diversity.
Deep domain expertise meets modern engineering. Leadership with 120+ combined years of banking experience ensuring every product is grounded in the operational reality of Indian financial institutions.
Every layer of the digital banking stack — bespoke, India-regulation compliant, and built for scale.
Bespoke fintech platforms from scratch — CBS modules, loan origination systems, customer portals, all RBI compliant.
Native Android/iOS apps and responsive web portals for customers, agents, and branch staff with real-time IMPS/NEFT access.
Scalable deployments on AWS, Azure, Google Cloud — high availability, disaster recovery, full Indian data residency.
ML models, AI voice bots, Power BI, Tableau — raw banking data turned into intelligence and automated collection workflows.
AML integration, Aadhaar-compliant data handling, penetration testing, and audit readiness against financial crime.
Structured onboarding, staff training, and SLA-backed support from go-live to long-term optimization — zero ambiguity.
Purpose-built for India's banking regulations — click any product to explore in detail.
Centralized transactions across all branches instantly — zero batch delays, zero overnight reconciliation.
RBI, PMLA, FIU-IND, UIDAI mandates — embedded into every module, not bolted on.
Voice bots, multilingual EMI reminders, agent dashboards — AI-powered recovery at scale.
Real-time account access, IMPS/NEFT transfers, bill payments — available on Android and iOS for customers and field agents.
Every module configures to your institution's specific products, workflows, and approval hierarchies — from 2-branch credit society to 50-branch cooperative bank.
Finacle CBS, UIDAI, CKYCR, FIU-IND, and payment gateway integrations out of the box.
Enable banking through BCs, agents, and digital channels without physical branches.
AES-256 encryption, role-based access, full audit logs, ISO-grade data security posture.
From district cooperative banks to India's largest NBFCs — our platform powers banking at every scale.
120+ combined years of banking expertise guiding every product and client relationship.
5+ years specialized in cooperative banking and NBFCs — our team has lived inside financial institutions, not just built for them. Zero-gap compliance and intuitive workflows.
From 2-branch credit societies to India's largest NBFCs — battle-tested at every scale without compromise on performance or compliance.
RBI-ready with AML, CKYC, and Aadhaar-enabled onboarding built in. Every module ships with the regulatory framework embedded.
Structured onboarding, staff training, and long-term technical support. We don't disappear after go-live.
"Our singular goal was to give India's cooperative banking sector the same quality of technology that the largest private banks enjoy — without the enterprise price tag or implementation nightmare."
